Checking • Savings • Loans • Trust Services

Individual Retirement Accounts (IRA'S) & Personal Custodial & Management Accounts

New Accounts & Rollovers

Investments to Choose From

• C.D.'s & Other Bank Deposits
• U.S. Treasury Securities
• U.S. Agency Securities
• Corporate Securities
• Money Market Funds
• Mutual Funds
• Stocks

Personal Trusts

Revocable & Irrevocable

• Avoid Probate
• Reduce Estate Taxes
• Use Bank Professionals to handle the Estate
• Use Bank Professionals for Investment Management

Charitable Trusts

• Tax Relief

Insurance Trusts

• Replace Estate Taxes
• Replace Value of Assets put into Charitable Trusts

Employee Benefits Plans

• We can serve as trustee or as custodian of investments

Accounts for Minors

• Escrows
• Conservatorships
• College Accounts

We Can Help You With...

• Your Retirement Planning
• Estate Planning
• Managing Your Investments
• Reduce Tax Burden